WORKERS' COMPENSATION INSURANCE

Workers’ compensation insurance is coverage for employees’ workplace injuries or illnesses and is required in almost every state. Workers’ compensation insurance covers medical expenses, lost wages, and rehabilitation services. Workers’ compensation insurance is known by many names from workman’s compensation, workers’ comp, workman’s comp, and others. Evergreen Insurance has teamed up with companies to help your business get the coverage you need.

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Workers’ comp policies differ by where you operate but usually provide coverage for employees’, owners’ and officers’ injuries or illness that occur due to their job duties. In general, a workers’ compensation insurance policy covers:

Policies usually pay between 60 to 80 percent of the employee’s usual wages, with a cap on the total amount.

Lost Wages

Medical Expenses

Workers’ comp insurance pays an injured employee’s medical expenses up to the statutory limit. Doctor and dental visits, diagnostic testing, medications, hospitalization and surgery are typically covered.

Death Benefits

If your employee died while performing her job, her surviving spouse and children may be entitled to death benefits. The death benefits value is determined by state statutes and the employee’s wages.

Rehabilitation Expenses

Depending on the state, your workers’ comp policy may pay for pain relief therapy, counseling and acupuncture. However, workers’ comp typically doesn’t cover the expenses for experimental therapies, procedures and medications.

I have the pleasure of working with Nancy and she is very helpful and thorough. If I need something she will do everything in her power to make sure what I need is handled immediately. It's so important to me to have my "go to" people in business and she is one of the best.

HEATHER ROBINSON

Great company to work with!! They found me amazing coverage at half the price of my current policy. Very helpful and friendly. Rikki always gets me the best coverage for the best price! Thanks!

JEN H

Hanna is always on top of helping answer any questions and issues in a timely manner. Overall experience with this company has nothing but good experience. Everyone is Very professional and knowledgeable.

JASON P

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